Divorce

Divorce is devastating enough without the harsh impact it can have on your credit. While emotions run high, it’s difficult to determine who is financially responsible for joint credit cards and other accounts. Through the emotional and financial challenges, payments are often made late, if at all. Often one spouse runs up charges expecting the other to pay. Since both partners share joint accounts, both credit histories take a hit at a time when you most need strong credit to rebuild your life.

We’ve helped many others restore, repair and reestablish credit after divorce. During a free consultation with one of our Credit Advocates, we’ll work with one-on-one to review your credit situation and map out a plan for recovery. We’ll tell you what needs to be done, how long it should take and what it will cost. What’s on (and not on) your credit report, affects how long it takes for positive changes to show up in your credit history. And remember, when you hire DoctorCredit USA, your account is backed by a 100% performance guaranteed.

We've helped these customers with their divorce credit issues. We can help you, too.

“You guys really do work miracles! My ex-husband’s debt and late payments kept me from qualifying for even a credit card. In just three months, I got 100% financing on a new home and my credit score went from 550 to 817! How can my kids and I ever thank you for giving us this opportunity to start over again?” Kelly S

“I went through a difficult separation. My highest priority was fighting for my son’s future so I paid attorney’s fees instead of routine bills. When I applied for a home loan, I was asked to pay double digit interest. I’m now caught up with my bills and thanks to DoctorCredit my son and I live in a new home and get to start over again.” David L

“I was stuck living in an apartment because I had not established the credit I needed on my own after my divorce to buy a house. After just six months with DoctorCredit USA, I qualified for a mortgage at prime interest, saving $180,000 over the rate I was first quoted. I’m getting married in October and am starting my life over with a bright future.” Kelly H

“My ex-wife used my social security number to open charge cards and refinance our home. I didn’t know about it until I got turned down for a car loan. By then my credit score had dropped to the low 400s. My score is now in the 600s and rising! I couldn’t have done it without your help.” Kevin R

“There were a couple of things on my credit report that were really my ex-wife’s, including a mortgage that I hadn’t been legally responsible for in many years. I couldn’t get them off by myself, but DoctorCredit USA did!” Derek M