Credit Improvement

Are you paying higher than “prime” rates on loans and credit cards? The answer is “yes” if you’re like 70% of American consumers who have a credit score under 750. That’s because insurance and interest rates are determined by your FICO score. The lower your score, the higher your interest rate. Yes, FICO is a complicated and intimidating system until you understand how to make it work for you.Credit repair may be closer than you think.

We can help. We’ll work one-on-one with you in a free consultation to review your credit history and map out a plan to raise your score. What’s on (and not on) your credit report, affects how long it takes for positive changes to show up in your credit history. Investing now to improve your credit and raise your score will pay off when you qualify for “prime” insurance and interest rates. Remember when you hire DoctorCredit USA, we guarantee our 100% performance guarantee! with our credit restoration services.

What does having “less than perfect” credit cost you? The chart below illustrates the costs are various interest rates monthly and over the lifetime of the loan.

You'll be amazed at what better credit will do for you. Want proof? Look what we were able to accomplish for these customers.

“In just six months, not only did I qualify for a lower interest rate on my home refinance, my insurance rates dropped too! DoctorCredit gave me respect, great customer service, one heck of a credit education and great results. I’m a highly satisfied customer who can’t recommend you often enough to so many other people who really need what you do so graciously.” Rodney T

“My mortgage advisor sent me to DoctorCredit USA so I could qualify for a better interest rate. She was so impressed with what they did, she has referred several more clients to them. And I’m thrilled.” Kelly H